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That widespread coverage makes it easy for locals o tap into PayID without switching banks.
There are plenty of the newer digital financial institutions that also support it, including Up, ING,
and Bendigo Bank. PayID is a free service that doesn’t allow you to pay for "upgrades" or require any
payment to set up, register or otherwise operate. Additionally, AP+ says it’s carrying out "marketing campaigns" and working with banks and government to ensure "simple messages" about how PayID does and doesn’t work reach "as many people as possible".

So how is a service endorsed as a protection against scams being used to rip people
off? Your actual account details will not be visible during
the payment process.

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